As mentioned above, a Chronic Condition is a condition which currently has no known cure. However, these conditions may be prone to “flare ups” or outbreaks. For example, if you suffer from Eczema you may have periodic outbreaks at times which can lead to the symptoms of the condition developing; such as, dry itchy skin, swelling, redness, or even bleeding.
The symptoms may not be present 100 percent of the time, but when they do display this is known as an “acute” phase of the condition.
Under a Chronic Condition Insurance benefit which provides coverage for Acute Phases only, in the event that you display symptoms of the condition then coverage will be provided only for the acute phase.
Another example of this can be seen with Asthma, where the individual is always suffering from the condition but may only occasionally have an actual asthma attack. In this case the Asthma Attack would be the acute phase of the condition, treatable through the use of medication such as an inhaler. A global health insurance plan which provides Chronic Condition coverage for Acute Phases only would typically allow for coverage of medication to treat the acute phase of the Asthma condition.
